NRUC – 424B3 January 26, 2026 In SEC https://www.sec.gov/Archives/edgar/data/70502/000007050226000061/0000070502-26-000061-index.htm #NRUC Large Swath of U.S. Faces Winter Storm Losses: What Insurance Covers and How to Recover Duke Energy restores power to 131,000 following Fern, offers tips as colder weather continues to drive high energy use